Samuel Clemens' (or Mark Twain, under his better-known pen name) complaint about the reports of his death having been greatly exaggerated is apt also for what most people think about bankruptcy: It's NOT the end of your life.
An essay by a high-tech entrepreneur and his personal bankruptcy that was published recently in the Washington Post makes this point very well.
I won't bother to comment on it, because the author himself does a masterful job of describing how his own financial problem developed, his bankruptcy filing, and the changes in his attitude about bankruptcy as he launches another new start-up company.
I commend it to anyone who is considering filing and still has doubts.
The author also makes some very good points about "boot-strap" financing a business and living debt-free.
If you want to discuss your situation personally, the initial consultation is free at our tax and bankruptcy law firm.